The Importance of Having Car Insurance In Pandemic Period

Traffic accidents can happen at any time, although people’s activities are declining due to the Covid-19 pandemic, traffic accidents are still common.

According to the Metro Jaya Police Chief Inspector General Nana Sudjana, there were 4,708 cases of traffic accidents from January to June 2020.

Accidents can cause substantial financial losses. Repairs for scuffed or scratched cars generally cost IDR 500,000.

However, the cost of repairing a badly damaged car can reach up to millions of rupiah.

Meanwhile, the Covid-19 pandemic requires most people to save on expenses.

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To protect the public from these financial risks, PT Asuransi Tugu Pratama Indonesia Tbk (Tugu Insurance) offers a four-wheeled vehicle insurance product, tdrive.

People can choose two types of protection, namely comprehensive or total loss only (TLO) according to their needs.

Reporting from the official Tugu Insurance website, comprehensive insurance provides coverage for vehicles that are partially or completely damaged.

Meanwhile, TLO insurance will only cover damage that exceeds 75% of the purchase price due to an accident or fire.

Tdrive has access to a wide network of workshops in Indonesia. With this, insurance owners can easily get repairs.

Customers can also get a six-month quality guarantee for workmanship.

The premiums offered are also affordable, starting from IDR 33,000 per month.

The new tdrive policy will be active after the vehicle is surveyed and gets approval from Tugu Insurance.

Claiming vehicle insurance can also be done through the tdrive application or the 24-hour call center service at 1500458 or 0811 97 900 100 (WhatsApp).

Insurance owners will also get access to Trex (Tugu Real Experience), which is a tow truck service that is provided 1 x 24 hours.

Where customers don’t have to worry if they suddenly experience a leaking car tire or break down in the middle of the road.

Especially for two-wheeled vehicles, people can use tride.

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The premium for this motorcycle insurance product is very affordable, starting from only IDR 10,000.

Polda Metro Jaya noted that the number of traffic violations that occurred during the corona pandemic (Covid-19) had increased.

During the period of large-scale social restrictions (PSBB) in effect in DKI Jakarta, there were 484,302 traffic violations recorded.

The high number of violations and traffic accidents is the result of monitoring from the monitor screens on several roads in the capital city.

“The number of accidents and traffic violations from the beginning of 2020 to June has recorded 4,708 accidents and 484,302 violations,”

Said Metro Jaya Police Chief Inspector General Nana Sudjana accompanied by Director of Lantas Kombes Pol Sambodo, Head of Public Relations Kombes Pol. Metro Jaya

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Although currently Indonesia, especially Jakarta, is still hit by the Covid-19 outbreak, it still does not reduce the number of traffic violations.

Especially during the PSBB transition period, violations that are now occurring in the DKI Jakarta and surrounding areas have increased.

As a result of the increase in traffic violations, it has caused congestion on several roads, because motorized vehicle users do not comply with traffic rules.

According to Kapolda Inspector General Nana, traffic accidents are the highest cause of death in the world.

WHO released traffic accident deaths as the 10th leading cause of death in the world in addition to heart disease, stroke, and others.

Guided by the high traffic violations during the PSBB implementation, because the police did not take action, the Police held Operation Patuh Jaya 2020 simultaneously.

This operation starts Thursday, July 23, 2020, until August 5, 2020.

It was recorded that 1,807 joint TNI-Polri personnel and the DKI Jakarta Provincial Government were deployed by Polda Metro Jaya in the operation.

The main objective of the police in this operation is to increase public awareness.

One of them is complying with health protocols, thereby preventing the risk of transmission of Covid-19 and increasing awareness in orderly traffic.

Through this operation, security, safety, and smooth traffic will be created with various program activities through 40 percent preemptive, 40 percent preventive, and 20 percent repressive activities.

Inspector General Nana Sudjana said that there were five types of violations that were the priority targets of the operation.

Violators will be subject to fines, such as going against the flow, drivers and motorbike passengers not wearing SNI helmets.

Violating stop line-markings, crossing the shoulder of the toll road, and using rotators or sirens that are not under the provisions.

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